How to spot fake Medicare appointment letters and protect yourself from misleading insurance scams.

Scam Alert: The Fake Medicare Appointment Letter

If you or a loved one received a letter in the mail saying your Medicare appointment has already been scheduled, take a closer look — it may be a scam.

At first glance, these letters look official. They use your name, list a specific date and time, and claim to have "reserved a time" to assist with your Medicare enrollment. It sounds urgent and legitimate. But in reality, this is nothing more than a high-pressure marketing ploy from out-of-state call centers — not from Medicare, not from your local agent, and not from anyone you’ve spoken to.

What's Really Going On?

These letters are sent by third-party marketing companies who want you to call the number listed so they can:

• Sell you a Medicare plan over the phone (with no knowledge of your local network)

• Collect your personal information

• Switch you into a plan that may not cover your doctors or prescriptions

Buried in fine print, they often say:

“Not affiliated with Medicare, the U.S. Government, or any federal program.”

That one line is the truth. But the rest of the letter is designed to deceive.

What to Watch Out For

• Language like “Enrollment Notification Card” or “We’ve reserved your appointment”

• No clear agency name or local contact information

• A generic toll-free number

• Fine print disclosures about limited plan availability

These companies don’t know you, your doctors, or your medications — and they’re certainly not going to show up when you need help later.

What You Should Do Instead

If you get one of these letters:

• Do NOT call the number listed

• Shred or recycle the letter

• Call your local, licensed Medicare broker (like me!) for trusted help

As a local broker with Mid Michigan Medicare, I know our area’s plans inside and out. I work face-to-face with people like you every day — helping them avoid mistakes and enroll in plans that actually work for their needs.

I also advocate when things go wrong — like when Medicaid status changes or provider networks shift — and I do it without selling your information or pressuring you to enroll over the phone.

Need Help with Medicare?

If you’re unsure about your coverage or got a letter that made you feel confused, just reach out. I’m here to help — no tricks, no pressure, just real advice from someone who lives where you live.

📞 Call David Deaton
Local Medicare Broker – Mid Michigan Medicare
517.300.2101
[email protected]