Final Expense Life Insurance:

Let's face it, one day you will not be here anymore and your loved ones will unfortunately be left with the responsibility of paying any remaining expenses. Final Expense insurance is a type of life insurance that helps cover end-of-life bills such as funeral expenses and healthcare.


Funeral costs can add up quickly. Did you know that the average cost for a funeral with a burial and vault is close to $9,000. The cost for a funeral with cremation averages around $6,000!


These cost estimates do not include the cemetery plot ($2,000), monument (up to $10,000) or grave marker ($1,000), or miscellaneous items like flowers ($200) or an obituary ($200). If we factor those costs in, the average cost for a funeral with a burial and vault can be more like $15,000.


The funeral estimate obviously doesn’t include other end-of-life costs, such as healthcare and legal expenses. Here’s a list of items your loved ones might be responsible for immediately following death:

  • Credit card debt
  • Catering
  • End of Life Healthcare
  • Funeral home
  • Casket
  • Household expenses, such as utilities
  • Burial vault/grave liner
  • Hearse and service car
  • Removal and transfer of remains
  • Flower arrangements
  • Cemetery/burial plot
  • Legal expenses, such as probate
  • Outstanding mortgage/car loan
  • Travel and lodging for out-of-state family attending funeral
  • Grave marker
  • Obituary
  • Cremation
  • Embalming and preparation

What do these plans cost?

Preparing for departure is a responsibility we all have. Part of that is making sure you have a plan to take care of your final expenses so your loved ones are not left with a financial burden on top of dealing with their grief. Final Expense Insurance is surprisingly affordable! In many cases, minimum coverage can be obtained a for around a dollar a day. Feel free to fill out the form and get a quote or call us directly by pressing the "Click to Call" button above:


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Phone: 517.300.2101 Email: David@MidMichiganMedicare.com


*We do not offer every plan available in your area. Currently we represent over 20 organizations, which vary the number of products we offer in your area. Please contact
Medicare.gov, 1800Medicare, or your local State Health Insurance Program (SHIP) to get information on all your options.

*While the Center for Medicare and Medicaid Services (CMS) is requiring us to add this disclaimer, please note that we will discuss all plans available in your area, helping you choose the best plan to fit your needs.