Final Expense Life Insurance:

Let's face it, one day you will not be here anymore and your loved ones will unfortunately be left with the responsibility of paying any remaining expenses. Final Expense insurance is a type of life insurance that helps cover end-of-life bills such as funeral expenses and healthcare.


Funeral costs can add up quickly. Did you know that the average cost for a funeral with a burial and vault is close to $9,000. The cost for a funeral with cremation averages around $6,000!


These cost estimates do not include the cemetery plot ($2,000), monument (up to $10,000) or grave marker ($1,000), or miscellaneous items like flowers ($200) or an obituary ($200). If we factor those costs in, the average cost for a funeral with a burial and vault can be more like $15,000.


The funeral estimate obviously doesn’t include other end-of-life costs, such as healthcare and legal expenses. Here’s a list of items your loved ones might be responsible for immediately following death:

  • Credit card debt
  • Catering
  • End of Life Healthcare
  • Funeral home
  • Casket
  • Household expenses, such as utilities
  • Burial vault/grave liner
  • Hearse and service car
  • Removal and transfer of remains
  • Flower arrangements
  • Cemetery/burial plot
  • Legal expenses, such as probate
  • Outstanding mortgage/car loan
  • Travel and lodging for out-of-state family attending funeral
  • Grave marker
  • Obituary
  • Cremation
  • Embalming and preparation

What do these plans cost?

Preparing for departure is a responsibility we all have. Part of that is making sure you have a plan to take care of your final expenses so your loved ones are not left with a financial burden on top of dealing with their grief. Final Expense Insurance is surprisingly affordable! In many cases, minimum coverage can be obtained a for around a dollar a day. Feel free to fill out the form and get a quote or call us directly by pressing the "Click to Call" button above:


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