Medicare Supplement Plan F

Medigap Plan F features the most coverage available of the offered Medicare Supplements.


Plan F covers the following at 100% with the exception of the foreign travel emergency benefit:

  • Original Medicare Part A’s deductible
  • Part B deductible
  • Part B excess charges
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare’s benefits are all used up
  • Part B coinsurance or copayments
  • First three pints of blood used in an approved medical procedure
  • Skilled nursing facility coinsurance
  • 80% of a foreign travel emergency (up to plan limits)

Because of how much Plan F covers, it has become the most popular plan with close to 50% of clients choosing Plan F for their supplement coverage.


Currently, the only Medicare clients that still have an option to choose Plan F are those who were eligible for Medicare prior to January 1, 2020.


If you want to find out what the lowest premiums in you area are, feel free to fill out the form on this page or press the "Click to Call" button above.

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We do not offer every plan available in your area. Currently, we represent more than 20 organizations which offer vary the number products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 



*While the Centers for Medicare & Medicaid Services (CMS) is requiring us to add this disclaimer, please note that we will discuss every plan that is available in your area.*

Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.

As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in your community.