Medicare Supplement Plan N

Medigap Plan N is one of the supplement plans that you will find with the lowest premiums due to the increase in cost share between the plan and the client. Below is what would be covered 100%:

  • Original Medicare Part A’s deductible
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare’s benefits are all used up
  • Part B coinsurance (AFTER a $20 office visit copay)
  • First three pints of blood used in an approved medical procedure
  • Skilled nursing facility coinsurance

Here is what you would be responsible for if you chose a Medigap Plan N:

  • Part B Deductible (Once a year)
  • $20 Office Copay
  • $50 Emergency Room Copay (unless checked in as an Inpatient at which point the $50 is waived)
  • No Part B Excess Coverage

Plan N is quickly becoming one of the most popular plans available and historically has experienced lower rate increases than the Plan F or Plan G.


If you want to find out what the lowest premiums in you area are, feel free to fill out the form on this page or press the "Click to Call" button above.

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We do not offer every plan available in your area. Currently, we represent more than 20 organizations which offer vary the number products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. 



*While the Centers for Medicare & Medicaid Services (CMS) is requiring us to add this disclaimer, please note that we will discuss every plan that is available in your area.*

Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.

As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in your community.