Marketplace (ACA) Health Plans
If you’re under 65 and don’t have health coverage through an employer or Medicare, the Health Insurance Marketplace (also called ACA plans or “Obamacare”) may be the right fit for you. These plans are designed to provide affordable health coverage for individuals and families.
How Marketplace Plans Work
Marketplace plans are sold by private insurance companies but regulated under the Affordable Care Act (ACA). They cover essential benefits such as doctor visits, hospital care, prescriptions, preventive services, and more. Depending on your income, you may also qualify for financial help that makes coverage more affordable.
Premium Tax Credits – Reduce the cost of your monthly premiums.
Cost-Sharing Reductions – Lower your deductible, co-pays, and out-of-pocket costs if you qualify.
Plan Levels – Choose from Bronze, Silver, Gold, or Platinum plans depending on how you want to balance monthly premiums vs. out-of-pocket costs when you need care.
Why Work With a Local Broker?
The Marketplace can be confusing, with dozens of plan options and financial assistance rules that change each year. Working with a local broker means you don’t have to figure it out alone.
I can:
Help you determine if you qualify for subsidies.
Compare plans side by side to fit your health and budget needs.
Make sure your doctors and prescriptions are covered.
Assist with enrollment and provide ongoing support throughout the year.
👉 For a quote, call us directly by pressing the “Call 517-300-2101” button above or by dialing on your phone.
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Phone: (517) 300-2101 Email: [email protected]
Required CMS Disclaimer: We do not offer every plan available in your area. Currently, we represent more than 20 organizations which offer vary the number products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
*While the Centers for Medicare & Medicaid Services (CMS) is requiring us to add the above disclaimer, please note that we will discuss every plan that is available in your area.*
Navigating Medicare can feel overwhelming — especially when you're comparing doctor networks, prescription coverage, and plan benefits. While Medicare.gov and SHIP are trusted public resources, they provide general guidance and do not offer personalized plan recommendations.
As licensed Medicare agents, we complete over 40 hours of annual training and certification to help you understand the plan options we offer. We take the time to match your needs with plans that align with your healthcare providers, medications, and budget — right here in your community.